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Collector Collector Invoice / Installment Pay

This is available only to Finnish private customers.

You can pay your purchases up to 5000€ with the help of Collector Invoice / Part Payment.

Collector Invoice offers you always 45 interest-free* payment days. (*Payment time interest is 0%, notification fee 3.80€ will be added to the first invoice.)

You can pay the whole invoice by the due date or alternatively choose to pay in 1-36 monthly payments.

The Part Payment plan starts automatically if you pay the lowest amount of the month, which is marked on your invoice. If you wish, you can also pay bigger partpayment amounts or pay off the whole amount of the invoice.

The monthly interest is 1,6 % per month, which equals in the nominal annual interest of 19,20 %. A notification fee 3.80€ will be added to the invoice monthly, where upon the real annual interest calculated for a purchase of 1000€ is 30.7 %.

When you choose the Collector Invoice / Part Payment you receive your goods before you pay for them. This makes product exchanges and returns safer and more flexible. The Collector Invoice / Part Payment is available for a person who is at least 18 years of age and has an immaculate credit rating. We will carry out a credit rating check along the order. Late payments and unpaid invoices will be charged with a reminder fee 5€ and the monthly interest rate 1,6 % for the delayed time.

In order to pay the invoice in installments and sign a credit agreement, you must pay the minimum amount by the due date and sign the credit agreement with Collector Bank. Please see (oma.collector.fi) on how to sign the agreement.

You can see the terms and conditions for Collector Invoice / Part Payment from the following links:
General invoice and account credit terms: https://www.collector.se/upload/Partners/Agreements/SVM/Credit_terms_FI.pdf
The Standard European Consumer Credit Information: https://www.collector.se/upload/Partners/Agreements/SVM/SECCI_EN.pdf